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Restoring Financial Freedom. Rebuilding Lives.

Financial barriers can continue to impact survivors long after they have reached safety. Past exploitation, coerced debt, identity misuse, and inaccurate or harmful information reported to consumer agencies can create obstacles to housing, transportation, education, employment, and full independence.

The Credit Reclaim Project by A Seed in the Ground Foundation is a trauma-informed, 6-month cohort-based financial empowerment program designed to walk alongside survivors as they learn how to address financial barriers connected to exploitation and rebuild their financial future.

Through education, tools, and survivor-centered support, participants gain the knowledge needed to better understand their consumer reports, identify harmful information, and navigate the process of addressing adverse information with credit bureaus and secondary consumer reporting agencies.

Who Qualifies for the Credit Reclaim Project?

The Credit Reclaim Project is designed for individuals who:

✓ Are survivors of human trafficking or financial exploitation
✓ Have experienced financial harm, coerced debt, identity misuse, or other barriers connected to exploitation
✓ Have financial records or consumer reports that may be impacting their ability to achieve independence
✓ Are committed to participating in a 6-month educational cohort focused on financial empowerment

Priority is given to survivors who are:

Connected to an anti-trafficking organization or survivor-serving program receiving case management support
Referred through a trusted community partner or service provider

Self-referrals are accepted for individuals seeking support who meet program eligibility requirements. Intake and eligibility review will help determine the appropriate pathway for participation.

What Is the Credit Reclaim Project?

The Credit Reclaim Project is a structured 6-month program that equips survivors with the tools, knowledge, and resources to address financial barriers that may stand between them and long-term independence.

Participants will learn how to navigate and understand:

Major Credit Reporting Agencies

Experian
Equifax
TransUnion

Secondary Consumer Reporting Agencies & Records That May Impact Independence

Participants will learn how to identify and address adverse information connected to areas such as:

Evictions and housing barriers
State benefit fraud or misuse of personal information
Driver history records
Financial aid barriers
Auto loans and lending records
Banking and consumer reporting systems
Other consumer reporting agencies that may maintain harmful or inaccurate information

What Will Participants Leave With?

By completing the Credit Reclaim Project, participants will leave with:

✓ A better understanding of their consumer reports and financial records
✓ Knowledge of their rights and available protections
✓ Tools to communicate with credit bureaus and consumer reporting agencies
✓ Resources to address financial barriers impacting housing, transportation, education, and employment
✓ A stronger foundation for rebuilding financial independence

This program does not promise a specific outcome or guarantee removal of information. Instead, we provide survivors with education, tools, and support to understand their rights and take informed steps toward financial recovery.

Ready to Take the Next Step?

If you believe the Credit Reclaim Project may be a good fit for you, please complete our Survivor Intake Form.

[Complete Survivor Intake Form ]

After your intake form is reviewed, a member of our team will contact you with next steps and upcoming cohort information.

Need Immediate Help?

If you or someone you know is in immediate danger, call 911.

If you need support or help connecting with human trafficking resources, contact:

National Human Trafficking Hotline
📞 Call: 1-888-373-7888
💬 Text: 233733 (BEFREE)

You deserve support, safety, and the opportunity to rebuild.

A Seed in the Ground Foundation
Empowering survivors to restore independence and reclaim their financial future.

ID Assistance

ID Assistance Program

Identity Opens Doors. We're Here to Help.

For many survivors and individuals facing barriers, obtaining a government-issued ID can be one of the biggest obstacles to rebuilding independence. Without identification, it can be difficult to secure housing, open a bank account, obtain employment, access healthcare, enroll in school, or receive other essential services.

A Seed In The Ground Foundation is proud to partner with VoteRiders, a nonpartisan nonprofit organization dedicated to ensuring every eligible American has the identification they need to participate fully in civic life. Together, we help individuals obtain the documents required to receive a state-issued identification card or driver's license.

Depending on your situation, assistance may include:

Obtaining a certified birth certificate
Replacing a Social Security card
Securing other required identity documents
Guidance through the state ID or driver's license process
Referrals to additional resources when appropriate

Our goal is simple: to remove barriers so you can move forward with confidence and access the opportunities you deserve.

For Community Partners

If you are a case manager, advocate, social worker, healthcare provider, shelter, nonprofit organization, or government agency, we welcome your referrals. Together, we can help ensure your clients have the identification they need to access employment, housing, financial services, education, healthcare, and other critical resources.

Refer a Client:

Partner Referral Form

Need Help Yourself?

If you need assistance obtaining your identification documents or believe you may qualify for support, we'd love to hear from you. Complete our confidential inquiry form, and a member of our team will contact you to discuss your needs and the next steps.

Request Assistance:

Self-Referral & ID Assistance Inquiry

Our Commitment

Everyone deserves the opportunity to prove who they are. Through compassionate, trauma-informed support and strong community partnerships, we help individuals overcome documentation barriers and take meaningful steps toward stability, independence, and full participation in everyday life.

Services are provided based on eligibility, document availability, and current program funding.

What Our Participants Say

S.J, Empowerment Advocate

"A Seed in the Ground Foundation changed my life. The supportive community and knowledgeable coaches guided me through my healing process and taught me invaluable skills. I now feel empowered to take control of my financial future!"